If you're an eligible US student, use the sections below to learn more about how you can fund your studies at UAL. You'll find comprehensive information on financing your education through both federal and private student loans.
Explore the various types of loans available, detailed application procedures, eligibility criteria and expected payment schedules.
Whether you're pursuing undergraduate, graduate, or other courses, UAL provides the necessary guidance to help you manage your educational expenses effectively.
Updates to the US Federal Loan System for 2026-27
Due to changes introduced under President Trump’s One Big Beautiful Bill Act, significant updates to the US federal loan system are expected. We are currently awaiting confirmation from the US Department of Education on how these changes will affect students studying outside the US. The Department has indicated that further details should be available by the end of Spring 2026
Until the new regulations have been confirmed, we cannot send Cost of Attendance (COA) information. We will provide updates as soon as we receive confirmed guidance. Please continue to complete your 2026/27 FAFSA applications as usual in preparation.
New students
Based on the information released so far, it is expected that Undergraduate loan limits will change significantly. In addition, Graduate PLUS loans are currently expected to be unavailable to new borrowers from July 2026. These details remain subject to change until the new regulations are finalised. We will update our webpages as soon as confirmed guidance is available.
Continuing students
Our current understanding is that continuing students who already receive US federal loans may be able to continue borrowing under the existing loan limits for up to 3 years. However, this is also subject to change, pending final confirmation from the US Department of Education. We will update our guidance as soon as official information is released.
Staying informed
For the most up-to-date information, we recommend checking studentaid.gov, where official updates will be published as they become available.
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US Federal Student Loans
The US federal student loans program offers several types of loans to assist students with their study and living costs.
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How to apply
Guidance on how to apply for federal loans, eligibility criteria, and what to expect from the process.
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Cost of Attendance
The Cost of Attendance (COA) is an estimate of the total average cost for a student to attend UAL for one academic year.
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Private Student Loans
You may consider applying for a private student loan, which can cover the Cost of Attendance and supplement or replace federal student loans.
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Consumer Information
UAL provides comprehensive financial aid information, ensuring students understand their rights, responsibilities, and loan options.
Related links
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Tuition fees
Find out what tuition fees you will pay as an undergraduate student at UAL.
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Funding options
Find out about funding options at UAL.
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Information for international students
Application advice and information about immigration and visas.
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Student advice service
Contact the student advice service for support on funding, visas and money.